Saturday, 11 July 2015

Making deregulation work: Developing a consumer friendly energy market

By Gerard Neely

The restructuring of energy markets in over twenty states since the 1990s has offered consumers with choices for their electricity generation services. The introduction of consumer choice should create an environment that is conducive for accountability and transparency in retail rates. 

However, in many states across the country, energy markets have not developed in ways that best serve the interests of consumers. In order to foster a truly competitive and transparent market, state regulators must play a more active role in protecting consumers’ best interests, and pushing markets in the right direction.

Dubious Contract Terms: Putting an End to Auto-Renewal Contracts

Since the introduction of electric choice, competitive suppliers have developed a wide array of contracted rates to market to perspective customers. For example in the District of Columbia, many suppliers have marketed fixed rate contracts as a way to lock in a better rate for an extended period of time, while protecting against the risk of rising rates in the future.  However, what many of these suppliers bury in the fine print is an auto-renewal contract: after a customer’s contract with a supplier expires, there is high likelihood that it will automatically renew with their supplier.
In order to foster the growth of a truly competitive market, state regulators must crack down on this common practice. Auto-renewal contracts create a bait and switch scenario to customers who may not always be paying attention to energy-related issues. Additionally, auto-renewal rates that are higher than standard offer service rates skew the marketplace, and take away from the competition that is supposed to occur in deregulated markets. Moreover, auto-renewal contracts severely take away from the accountability that is one of the aims of deregulation. 

Post-Contract Confusion: Monitoring variable or floating rate pricing

In addition to auto-renewal contracts, some suppliers have adopted other dubious practices once a customer finishes a fixed rate contract. In some cases, suppliers will switch customers to a month-to-month variable rate after their contract expires. In addition to switching from a fixed rate to a volatile variable rate, in many instances the new variables rates are significantly higher than the rate customers originally agreed to.  In some instances, when customers roll off onto variable rates with competitive suppliers, these customers may end up paying 5%-10% more versus utility default rates.
As with auto-renewal contracts, these supplier behaviors and practices prey on customers’ unfamiliarity with the industry, and muddy the waters for those operating in an honest and transparent manner in deregulated markets. In order to develop a consumer friendly marketplace, state regulators should curb this practice.  In particular, regulators should look at Connecticut’s recent legislation aimed at tackling variable rate contracts (Connecticut's new approach to Variable Rate Contracts). 

Maintaining Market Competition

Finally, state regulators need to better ensure that competitive suppliers are living up to their names as “competitive entities”. Although one cannot always expect suppliers to beat standard offer rates in a given utility area, suppliers should never offer rates significantly higher than utilities. The idea behind introducing independent electric suppliers was to help lower costs for consumers, but this is threatened if suppliers are always offering rates substantially higher than standard offer service rates. State regulators should keep a watchful eye on the rates suppliers offer to customers, and reports these metrics to the public.  Hopefully, by encouraging transparency, state regulators will help customers avoid uncompetitive rates.
In order to make deregulation more effective, state regulators should continue to educate potential consumers about their choices within the market. Although state regulators and governmental bodies have made attempts to educate the public, there is still room for improvement. Additionally, practices of auto-renewal contracts and rate switching should come under tougher scrutiny. Furthermore, shining a light on uncompetitive suppliers in the market will improve the health of deregulated markets.
The combination of increased consumer awareness and strengthening consumer protection laws, regulators will help develop a healthy and competitive marketplace. If state regulators are serious about creating competitive and transparent markets, then it is absolutely necessary to rethink current consumer protection legislation and the quality of suppliers in the marketplace. 

http://www.theenergycollective.com/cleanenergyleadershipinstitute/2247206/making-deregulation-work-developing-consumer-friendly-energy-